by Nicole (LA) I’m relatively educated in credit matters. My spouse however makes makes less then beneficial choices regarding his. For example, he likes to open new accounts to use the instant benefits (such as points, deals, etc.) but then …

How do I discuss credit issues with my spouse? Read more »

by Brian My report shows a saferent credit inquiry from 3 months ago. I’m renting the same apartment for over 4 years and haven’t applied for any apartment lately. It’s probably your current landlord by: Tracy From time to time, …

What is SafeRent credit inquiry doing on my credit report? Read more »

by Roger My wife and I are currently trying to buy a house. When our credit first got pulled her score was in the 680s. When the underwriters pulled it it dropped down to 613! It was a hospital collections …

If we pay a medical bill in full that was sent to collections for only 2 months, will my credit score go up? Read more »