Should I cancel this credit card?
by Emily Hi. I’m 20 years old and a student. Nine months ago I got a City student card that has a $600 limit and 22% APR. I don’t carry balance on the card and always pay my statement in …
Tag: credit reports and scores
How long for my credit score to improve?
by Dominic I’m looking into taking a car loan. I need a minimum score of 680, but my current credit score (according to credit karma) is 652. I’ve never missed a payment, and I have no negative information Credit Karma …
How damaging would it be to my credit if I stopped paying on a loan?
by Garry I have a couple of loans (totaling around $9,000) that I don’t feel I should continue to pay because I believe I got scammed. My current credit is very good. How much will it hurt my credit if …
How damaging would it be to my credit if I stopped paying on a loan? Read more »
My score is 322. I never missed a payment…
by Kim I’m 23 and looking to move out. I wanted to rent an apartment, but they said that I can’t get it because my score is 322! Why is my score so terrible? I have two credit cards for …