by Garrett What’s better for building my credit – canceling retails stores credit cards that I don’t use or keeping them open? Neither. Unused cards don’t build credit by: Tracy The only thing that builds good credit is making payments …
by Ellen I got behind on some credit cards payments on-and-off, and now it’s on my credit report. I don’t want to mess up my credit, so my question is what’s best – Pay everything off immediately or pay it …
How to recover my credit after several 30 late payments? Read more »
by Rosa I have an old credit union saving account that I don’t use any more, but that I’ve never bothered to close. Do I need to close it? Does if affect my credit score? It has no effect on …
Does an old saving account I don’t use hurt my credit score? Read more »
by Edith I’d like to check my credit score toward potential home purchase, but I don’t want to make a hard pull and ding my score. Any recommendations? Checking your own score is ALWAYS a soft inquiry by: Tracy Whenever …