Bankruptcy and credit scores Q
by Ruth I have a question regarding bankruptcy and credit scores. I’ve acquired a lot of debt from a period when I was carless. For now I’m doing all I can to pay my debts, but I’m also considering bankruptcy …
Tag: credit reports and scores
Bankruptcy versus Foreclosure
by Jarrod What’s worse to your credit – bankruptcy or foreclosure? My mortgage balance is currently $255K on a home that’s worth only $195K. I’m considering letting my home go to foreclosure, of filing for bankruptcy. Any thoughts are most …
Can a co-signer gain access to my report?
by Robin Do co-signers have a way of viewing my credit report as part of the co-signing process? Does the creditor disclose my credit history to my co signer? My brother has agreed to co-sign on my auto loan, but …
Cancel old card or keep open?
by Bonnie What’s best – close an old credit card that I don’t use anymore or keep it open? From what I understand, closing credit cards is not recommended. The problem is that keeping the card open cost me 30$ …