by Evelin My debts are more than 7.5 years old and have aged off a few months ago. Absolutely by: Tracy Like so many people, you are confusing between the statue of limitation and the credit reporting time limit. Derogatory …

Can creditors still come after you even if debt aged off your credit report? Read more »

by Virgile I’m trying to fix my credit report after a few years of financial misbehaving. My score is very bad, around 550. Anyway, I read some stuff and got the idea that the best way to re-build my credit …

Can I report a loan to the three credit bureaus myself? Read more »

by Ruby I have a friend that has bad credit, and the only way he can get a car loan is by me co-signing for him. I’m not too happy about it, but before declining him I want to fully …

Can it harm my credit if I co-sign a car loan for a friend? Read more »

by Stefanie A month ago I’ve attended a S.T.O.P Class and got into an argument with the instructor. According to him – the number of points that on my licence can reduce my FICO credit score. To my understanding – …

Can my driving habits effect my credit score? Read more »