by Susan I couldn’t help noticing that the average credit score keeps dropping, while the median credit score remain the same. I understand the difference between median to average scores, but how come that the average credit score is going …

How come the average credit score drops while the median credit score remain unchanged? Read more »

According to recent data released by myFico.com, More than 50 million people (that’s 25% of the population!) have the bragging rights of being a FICO “High Achiever” (a FICO® Score of 785 and above) which can save them thousands of dollars …

Secrets of FICO Score High Achievers Read more »

by William I was recently denied credit from Capital One. The letter that came from Capital states that credit bureau information is missing or unavailable for all three credit bureaus. What does that mean? It’s a common minor technical issue …

What does credit bureau information is missing or unavailable mean? Read more »