by Willbur I have a good credit score, but my wife’s score is pretty bad – below 600, because of late payments and other bad credit she accumulated prior to our marriage. We consider buying a home in a year …

Spouse’s credit score effect on my score Read more »

by Nancy The Statue of limitations for all debts where I live is 4 years. Dose this has any effect on my credit report or credit score? I have 2 negative items (collection) on my credit report dating 5 years …

Statue of Limitations effect on Credit Reports Read more »