by Mark I’m 28 and very bad with my financials. I’ve managed to accumulate a lot of credircard debt. I have a few late payments and other derogatory items on my report. After considering my odds I’ve decided to enroll …

Does credit counseling affect my credit score? Read more »

by Sue(Miami) I know that it’s best to keep my credit to credit-limit ration below 35% if I want a good credit score. My boyfriend is very good with his credit. Although he has enough money to max out his …

Does having a high credit limit with little to no income hurt your credit score? Read more »

by Stephanie If I max my credit card but pay the statement in full before the due date, will it hurt my credit score or will it actually raise it? Thanks. It will raise your Fico score by: Stacy What’s …

Dose maxing your card and then paying the statement in full good for raising Fico score? Read more »