by Rudolph My credit is very bad because of many credit card defaults from when I was a student. I currently have 6 charge offs on my report that have all gone to collection. Finally, two years ago I’ve decided …

How does paying off credit debt improve your credit score? Read more »

by Paula I had 2 negative items on my report. A credit card charge-off that went to collection and a medical bill. I paid off both of them 4 months ago, but had seen no increase in my score. How …

How long does it take for credit scores to improve once debts are paid off? Read more »

by Linda (Florida) I have had a credit card since October, and made each monthly payment in full. When I checked my score with all three of the credit reporting agencies, it says that my score is 0. My question …

How long it takes to get a credit score? Read more »