Closed credit card with a balance
by Irene My credit report has a closed credit card account with around $2,500 on it. The account was closed by the lender 10 months ago. I also have 2 other credit card accounts with zero balance. My score is …
Tag: credit score ratings
Credit card utilization
by Lyle I have a question about balance-to-limit ratio (credit utilization). I’m trying to keep my utilization low, so every week or two I go online and pay my entire balance. Is this a better way to build credit than …
Credit limit & Credit Inquiries
by Ramakant Agarwal (Jersey City) Hello. I got my first credit card (non secured) from Bank Of America sometime in Feb 2012 and till date I have paid the outstanding bills in time (a total of 3 bills). My credit …
Credit reports and free score
by Omar Where can I get my credit reports and free score? I tried www.annualcreditreport.com, but they give only the report, not the score. I know that I’m entitled for a free report and score, but how can I get …