by Felecia I have a secured credit card that I’d like to close. The deposit on the card is $300, and the current balance on it is $70. Should I first pay-off the balance, close the card and get the …
Should I pay-off my secured credit card before closing it? Read more »
by by Kain Wynters (San Antonio, TX) Greetings. I had just received a letter from a financial company that I had sent a credit inquiry dispute and the letter stated that a school I attended submitted my information to multiple …
My school gave multiple lenders authorization to run my credit. Can they do that? Read more »
by by Pamela (CA) I have a debt on my Equifax credit report that has passed the statute of limitations. How can I get it of my credit report? I live in California, where the SOL on written contracts is …
Removing a debt after the statute of limitations Read more »
by Evan I’ve read on many credit report forums that bad credit will eventually fall off of your credit report. However, the collection agencies I’ve been talking to have told me that it never goes away, and that it will …
Does bad credit really fall off your credit report? Read more »