by Maria I checked my credit score and it says 695. I know that I have a delinquent debt on my credit report from 2 years ago. I just can’t see how that’s possible. Probably a Vantage score, not FICO …

How can I have a 695 credit score with delinquent debt? Read more »

by Jarrod What’s worse to your credit – bankruptcy or foreclosure? My mortgage balance is currently $255K on a home that’s worth only $195K. I’m considering letting my home go to foreclosure, of filing for bankruptcy. Any thoughts are most …

Bankruptcy versus Foreclosure Read more »