by Ruby I have a friend that has bad credit, and the only way he can get a car loan is by me co-signing for him. I’m not too happy about it, but before declining him I want to fully …

Can it harm my credit if I co-sign a car loan for a friend? Read more »

by Stefanie A month ago I’ve attended a S.T.O.P Class and got into an argument with the instructor. According to him – the number of points that on my licence can reduce my FICO credit score. To my understanding – …

Can my driving habits effect my credit score? Read more »

by Brad Like so many student I have two student loans. I still have a few years before graduate, but I want to start building a credit history. I think I can afford to chip in a hundred bucks or …

Can pre-paying my student loans increase my credit score? Read more »