by Sue(Miami) I know that it’s best to keep my credit to credit-limit ration below 35% if I want a good credit score. My boyfriend is very good with his credit. Although he has enough money to max out his …

Does having a high credit limit with little to no income hurt your credit score? Read more »

by Sharlene Aren’t bank accounts reported to the credit bureaus? No by: Tracy So many people are confused about this subject. Having a bank account has nothing to do with credit history. In order for a person to have a …

Do I have credit history after I open a bank account? Read more »