The term “Key Derogatory” is often used by the credit bureaus to mark a significant negative entry on your credit report. Accounts listed as Key Derogatory (KD) have significant effect on your credit. ““Derogatory” refers to negative information, while ““Key” …
Finding trustworthy legal credit repair services is not easy – there are simply too many bad apples in the barrel. Here are reviews, tips and links that can help you chose a legal and reliable credit repair counselor. Important facts …
While FHA guideline state that the minimum credit score for FHA loan is 530, that’s only good enough to qualify for financing. As of 2010 you’ll need a minimum credit score of 580 if you want to take advantage of …
Under the Fair and Accurate Credit Transactions Act (FACT Act) enacted 2003 you are entitled to receive a free copy of your credit report from each of the 3 major credit bureaus every year. Experian, TransUnion & Equifax have set …