My score is 322. I never missed a payment…
by Kim I’m 23 and looking to move out. I wanted to rent an apartment, but they said that I can’t get it because my score is 322! Why is my score so terrible? I have two credit cards for …
Tag: credit scores
Cancel or keep unused cards open?
by Garrett What’s better for building my credit – canceling retails stores credit cards that I don’t use or keeping them open? Neither. Unused cards don’t build credit by: Tracy The only thing that builds good credit is making payments …
How to recover my credit after several 30 late payments?
by Ellen I got behind on some credit cards payments on-and-off, and now it’s on my credit report. I don’t want to mess up my credit, so my question is what’s best – Pay everything off immediately or pay it …
How to recover my credit after several 30 late payments? Read more »
Does an old saving account I don’t use hurt my credit score?
by Rosa I have an old credit union saving account that I don’t use any more, but that I’ve never bothered to close. Do I need to close it? Does if affect my credit score? It has no effect on …
Does an old saving account I don’t use hurt my credit score? Read more »