Credit card utilization
by Lyle I have a question about balance-to-limit ratio (credit utilization). I’m trying to keep my utilization low, so every week or two I go online and pay my entire balance. Is this a better way to build credit than …
Tag: credit scores
Credit limit & Credit Inquiries
by Ramakant Agarwal (Jersey City) Hello. I got my first credit card (non secured) from Bank Of America sometime in Feb 2012 and till date I have paid the outstanding bills in time (a total of 3 bills). My credit …
Credit reports and free score
by Omar Where can I get my credit reports and free score? I tried www.annualcreditreport.com, but they give only the report, not the score. I know that I’m entitled for a free report and score, but how can I get …
Credit score discrepancy
by Alfonso I’ve signed up with FreeCreditScore.com credit monitoring service a couple of months ago. Since then I’ve applied for an auto loan, and a Capital One secured credit card (that added two inquiries to my report). With the credit …