Child support effect on credit score
by Kevin I stopped paying child support for 3 months since I’ve lost my job and couldn’t keep up with my rent and the child support together. I’ve checked my credit report a week ago and it’s there – it …
Tag: fico
Closed credit card with a balance
by Irene My credit report has a closed credit card account with around $2,500 on it. The account was closed by the lender 10 months ago. I also have 2 other credit card accounts with zero balance. My score is …
Credit card utilization
by Lyle I have a question about balance-to-limit ratio (credit utilization). I’m trying to keep my utilization low, so every week or two I go online and pay my entire balance. Is this a better way to build credit than …
Credit limit & Credit Inquiries
by Ramakant Agarwal (Jersey City) Hello. I got my first credit card (non secured) from Bank Of America sometime in Feb 2012 and till date I have paid the outstanding bills in time (a total of 3 bills). My credit …