Can prepaying student loans help credit score?
by Nigel I’m looking into buying a car, and would like to raise my credit score so that I can get better terms. I’m able to prepay my student loans, but does it worth it? If I do, will it …
Tag: fix credit score
How can I fix a 5 Yr old credit card default?
by Richard I have an account that I opened 5 yrs ago (when I was 18) and I defaulted on. When it was send to collection it had a balance of ~$1700. I’m considering applying for a car loan and …
Removing debt past statute of limitations from credit report
by Joe I have an old credit card charge off on my credit report that is past the SOL. I disputed it with all 3 major credit bureaus but got an answer that the debt is verified and will not …
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Secrets of FICO Score High Achievers
According to recent data released by myFico.com, More than 50 million people (that’s 25% of the population!) have the bragging rights of being a FICO “High Achiever” (a FICO® Score of 785 and above) which can save them thousands of dollars …