by gerard I’ve heard that you can clear bad credit history by creating another identity, so the credit checks don’t see my bad credit and instead they get a good score. How exactly it is done? I always get rejected …

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by Will I use a score monitoring service, and currently my 3 in 1 credit scores are showing above 600. I’ve recently applied for an FHA loan and was declined. According to the bank, my credit and my score is …

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