Pay charge-offs or file bankruptcy?
by Marian I have 4 credit card accounts that had just been charged-off and sent to collection. Will paying these accounts in the future undo the damage to my credit, or is it better to file for bankruptcy due to …
Tag: fix credit score
Paying collection to increase my credit score
by Ashley How much will it increase my credit score if I pay off a dent that has gone to collection?I’ve been irresponsible and didn’t pay my old cell phone company. So the debt ent to collection, and now my …
Pay off my bills
by Jonathan Should I pay off my bills, or is it better to simply let them age off my report?I have a few defaulted medical bills that are 3-4 years old. From what I understand, paying them off may even …
Raising fico scores
by Dana What is best for raising fico scores? Is paying only the minimum monthly payments on my credit card good or bad for my credit score? From what I know – as long as the minimum amount is paid …