by Debra I’ve already asked for my free annual credit report. Fine, but what my next steps should be? Check your credit report thoroughly by: Joan next step is to check your credit reports thoroughly. Try to find any errors, …

What should I do to fix my credit? Read more »

by Ralph I’m 16 and I want to get car. I probably have no credit history, but i’m not sure. Bad credit is much worse by: Tracy You ask two questions. Considering your age, you probably don’t have credit history …

What’s worse – no credit history or bad credit? Read more »

by Brian I’m looking into a new job, and I’m afraid that I wont get it because I have bad credit. I can’t see why my financial status matter for a job application. Employers do check credit reports by: Tracy …

Will bad credit hurt my new job? Read more »

by Andres I got a speeding ticket 5 months ago. I neglected it and paid it only 2 days ago. Now I’m worried that it may appear on my credit report and ruin my credit. Thank you Most likely – …

Will this speeding ticket ruin my credit? Read more »