by Bill I’m about to start college. I want to start build my credit history because I understand that it takes a few years. I applied for a credit card with low limit (my mother cosigned it with me). Although …

Is opening a credit card and not using it good for building credit history? Read more »

by Teresa Will it help me build credit if I pay off my federal student loan? No. It’s the other way around by: Stacy What builds credit is a stream of timely payments. Since 90% of your Fico score is …

Pay off student loan to improve credit Read more »

by Kimberly Does it help to build credit if I pay the credit card company before they send my the statement? It’s actually a bad idea by: Stacy Paying the credit card company before they send you the statement is …

Pay the credit card before I get the statement? Read more »

by Matthew I`m a student and I’ve received a student loan. My credit report shows 9 Installment accounts – all from the U.S. Department of Education. All of them show “PAYS AS AGREED” in the status field. What is the …

Student Loans for building credit history Read more »