Refused PFD. Now what?
by Paul I have 3 accounts in collection. So I’ve sent off PFDs to all three, and got a yes from one and a no from another. The third didn’t respond. The agency that refused stated that the Fair Credit …
Tag: how to repair bad credit
Refused PFD for $80
by Daniel I have an account in collection for DirectTV totaling $80. I called the collection agency and offered a pay-for-delete (full payment) but they refused, stating that it’s their policy to mark the account as paid but to leave …
Fixing my credit – Should I keep making payments?
by Mark Park For the past 3 yrs I have had to let my credit cards unpaid. Just recently I have been able to pay one off, and also pay off a large medical bill, I am making payments on …
Fixing my credit – Should I keep making payments? Read more »
How will a settlement affect my credit?
by Kyle I have a little more than $20,000 in credit card debt that I can’t pay off. I’m considering a settlement with the credit card company or filing bankruptcy. How would a settlement affect my credit? Forget about settlement …