by Nancy Is it that married couples are required to apply for new credit as a couple? Absolutely not by: Tracy I’ve never heard of a lender requiring this. Lenders will accept your individual application for credit even when you’re …
Do lenders require you to apply for credit as a couple once you’re married? Read more »
by Anthony We’re in the market for a mortgage. We got our scores from the 3 major credit bureaus. Mine are 773/785/797 and my spouse’s are 782/791/801 respectively. Should we wait a bit until our scores go over 800 or …
by Marina (FL) I’m turning 18 next month so I’m thinking of getting a credit card to start building my credit. The card I was thinking about getting has a 24 day grace period for interest charges. I’m not sure …
What is a grace period for interest on a credit card? Read more »
by James I’m referring to mortgage applications. I’ve discharged from it 8 years ago. Do I need to disclose it in a mortgage application? It depends on how the question is phrased by: Tracy Chapter 13 bankruptcy ages off your …
After how many years am I no longer required to disclose past bankruptcy? Read more »