by Carol I’m working on fixing my credit , so I tried to settle a charge off that’s on my credit report from 3 years ago. It ‘s on a personal loan from NBT bank that was originally $5,000. I …

Fixing my credit – how to deal with this collection? Read more »

by Joan I missed 3 minor credit card payments lately due to personal problems. One is a Best-buy’s $18, another is a Macy’s $15 and the third is a Victoria’s $20 payment. Until these late payments I had an excellent …

Fix my credit score after missing minor dept. store payment Read more »