by Phyllis I’m behind on my credit card payments more than 90 days. I’m trying my best to solve this issue, and was wondering what the best solution for my credit is – settling or paying in full? At this …

Which is better for my credit – settlement or paying in full? Read more »

by Eduardo I’m trying to fix my credit score and I’ve been reading a lot about it lately, and from what I’ve gathered I understand that even if I pay my debts – it won’t make them go away off …

Why pay off debt if it doesn’t fix my credit score? Read more »

by Jhon O.K I’m a college student, and have managed to accumulate about $2,500 debt on my Citicard. The debt went to collection, and about 9 month ago I agreed to make monthly payments. However, since they cut me hours …

Will they sue me for the credit card debt? Read more »