by Ken (Nebraska) My wife and me plan to apply for a home loan six month from now. My wife’s score is pretty good – around 700.My score is less good – around 630. I have three credit cards on …

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by Arturo Is it a good idea to improve my credit score by taking home equity loan in order pay off credit cards debt? It’s the worst idea ever! by: Stacy So you intend to risk your home for something …

Can I improve my credit score with a home equity loan? Read more »

by Carolin How can I check credit personal report for free? Tnx.. Use the Annual Credit Report Request Service by: Gloria The government has made it possible for everybody to get a Free Annual Credit Report from the 3 major …

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by Damon I closed a credit card over the phone 4 months ago. When I closed it I made sure that the balance is zero (If it wasn’t, they wouldn’t have let me close it, but I made sure anyway). …

Closed credit card – now have late payment on my report! Read more »