This is a sample credit inquiry dispute letter that you can send to the unauthorized inquirers, demanding them to remove their inquiries from your credit report. Send your dispute letter via certified mail, return receipt requested, so that you have …
For most people – the process of removing credit inquiries may not be worth the effort. Credit inquiries have a limited impact on your credit score. FICO credit score stops factoring hard inquiries after a year, and the inquiries are …
When someone access or “inquire” about your credit information with the credit bureau – it registers as a soft inquiry on your credit report. As opposed to hard inquiries that are made when a prospective lender inquires about a person’s …
When you apply for credit, you authorize lenders and creditors to ask or “inquire” about your credit information with a credit bureau. This registers as a hard inquiry on your credit report, and everyone who pulls your credit report can …