by Lilian I’ve noticed a new negative item on my credit report from TdBank, that mentions in the Creditor statement: Purchased by another lender. I want to resolve this item, but who should I pay? Do I pay Td? Do …
by Celine I have a credit card default that went to collection. A week ago I got a letter from that collection agency with the demand to pay. I just paid them in full, but now I’m worried that it …
Do collection agencies report immediately to the credit bureaus? Read more »
by Sherilyn I’m 26 and my credit score is really bad – mid 550s. I have an old $2,200 medical bill from two years ago, and another $900 outstanding credit card balance from four years ago. Both of these accounts …
Does paying charge off accounts help raise fico score Read more »
by Gary My FICO score is less than 600. I have 4 credit cards. I plan to apply for a car loan in two months, and I need to raise my FICO score if I want to be approved and …