Late on car payment
by Esteban How bad is it to my credit if I’m late on my car payment? This month I was tight on my budget so I made my car payment in two halves. I just found out today that the …
Tag: repair credit history
Can I remove this nuisance charge-off?
by Gerardo My application for a car loan was denied. It turns out that I have a $48 charge-off from a credit card I didn’t even know I had. I’m guessing that it’s an unpaid annual fee. It’s was written …
Can the collection agencies still come after me?
by Lucas I have $20,000 worth of unpaid medical bills that are supposed to come off my credit report in the next two years, according to the DFOD. These are 4 separate collections account that went to collection after my …
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Need to raise my credit score 15 points for a mortgage
by Guillermo My mortgage broker said that I need to raise my score by 15 points to be approved for my home loan. I don’t have much time to do this. I was planning to actually go thru with the …
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